Kamis, 29 September 2022 - 08:42:26 WIB
TURNITIN. THE URGENCE OF THE EXISTENCE OF DISASTER INSURANCE IN INDONESIA
disusun oleh : WALUYO SLAMET PRADOTO
Kategori: Jurnal International Bereputasi - Dibaca: 2 kali
Unduh Dokumen
Abstrak :
ABSTRACT
Indonesia is a high-risk country due to the impact of natural disasters. According to the World Bank, Indonesia is one of 35 countries worldwide that face a high risk of casualties and economic losses as a result of various types of disasters. Almost every region in Indonesia is vulnerable to nine major disasters: earthquakes, tsunamis, floods, landslides, volcanic eruptions, fires, extreme weather, extreme waves, and droughts. The financing gap has exposed Indonesia to high fiscal risk as a result of natural disasters. As a result, alternative financing from sources other than the state budget, such as insurance, is required for Indonesia to be disaster resilient. The roadmap's policies and programs are expected to strengthen fiscal resilience and government intervention in disaster risk preparedness and mitigation. The roadmap's success depends on all relevant stakeholders working together to synergize and share risks based on their respective capacities, including the Central Government (relevant ministries/institutions), regional governments (provinces, districts, and cities), banking and insurance industries, business actors, and society. Keywords: Alternative, Finance, Disaster, Indonesia